The HQ Trivia Phenomenon

Live event trivia is a new gaming niche that has developed within the Apple iOS and Google Play App communities. The digital age has created this unique opportunity to combine trivia, pop culture and reality television into one nice bundle and for fans of these genres, we are better off, as a result.

HQ Trivia is a live game show that streams twice daily on your mobile device. The developers of this game are from the makers of Vine and it shows in their creativity.

Imagine a game show that is live and combines the excitement of predecessors like Who Wants To Be A Millionaire? and Jeopardy! with the old school feels of Trivial Pursuit.

One of the newer niches to develop within the last 12 months, the popularity arc has been nothing short of amazing. The concept for HQ Trivia is simple, yet addictive. Twice daily, a live host runs a feed. A series of twelve to fifteen questions are asked.

As a contestant, you have to answer each multiple choice question correctly. A wrong answer will eliminate you from the game. A correct answer advances you to the next question and fewer other contestants. At the end of the round, the contestants who have successfully answered all of the questions correctly get to split the money that’s in the jackpot.

Winnings have ranged from $0.25 to $6,500 USD. The number of contestants that play each game have a part to play in the amount of money available in the total jackpot. The number of remaining contestants, at the end of the round, will factor into the total winnings.

After you have downloaded the mobile app to your device, you’ll want to adjust the settings so that you can receive notifications. A few minutes before every round, you’ll receive a text message reminding you that the game is about to begin.

Playing this game for several months now, I can tell you that there is no legitimate way to “hack” or work around the game. Each question plays out in less than a minute, so there is no time to Google for answers or any of that other nonsense.

However, the best way to improve your testing ability and improve your chances of success would be to study the way the questions have been asked and answered in the past.

Harkening back to my college days, I can remember going to the Math Lab at Oklahoma State University and looking over old exams from my professors. This was important because it helped me understand the style of the exam, as well as commonalities within the multiple choice answers. Sure, I might have still flunked out of that Business Calculus course, but I was still able to learn, based on older exams.

I have a lot of free time on my hands these days. Mobile apps have been a way for me to keep my mind sharp, as my body mends from a cardiac arrest. If you happen to already be playing HQ Trivia, I highly recommend checking out sites that help you learn faster.

Android Games – Tips to Get the Best of It

Do you wish to kill your free time when the only company you have is your Android phone? Did you know that Android games are the most interesting and fun filled stuff to cram your phone with? Go through this article to know more about these games and their fun factors.

Android games are diversified into many categories; informational, educational, shooting games, puzzles, sports, racing, augmented reality games, location-based games and more. All these types are available for both high end and low-end Android phones.

There are low specification games for those low-end models so that you can enjoy them in your budget phones as well. This includes the lesser graphics content games that does not take much of your space. It is suitable for Android phones with low GPUs and smaller screen size as well.

Both freemium and premium games are available in the stores. Premium are paid-for games and freemium is the free games which often contain in-app purchase at certain levels. So it is advisable to monitor if someone other than you (like your kid) is using your phone; don’t click on those purchase options without knowledge.

To enjoy the best high graphics and well-designed gameplay, it is better to get a high-end model with a bigger screen and good GPU. Even you can enjoy those high-quality gaming effects by increasing the performance of your low spec, budget Android phones.

First and the simplest method to increase your low-end smartphone performance is by killing the applications that are running in the background before you start the game. You can use several task killer applications for this, as well. Most of the Android phones contain many applications that are of no use to an average user. These applications can be disabled which in turn increases the performance of your phone.

All you need to do is, go to settings, select ‘apps’, then select the applications to be disabled and click the ‘disable’ button. All these applications can be enabled in the future if you need them. Usually, the uninstalled applications or your internet browser often leaves behind junk files. These cache data often reduces your phone performance. To clear these data, go to ‘settings’ and click ‘storage option’, then select the cached data button and press okay.

Always opt for a class 10 SD card to increase your phone’s gaming performance. Using these SD cards will increase the read and write speed and hence reduces the loading time and other lags that any high graphics game would demand. Those rooted Android phones have more facilities to increase their performance. The background task killer applications work to their fullest only if they are in a rooted Android version. Seeder software can be installed in a rooted Android phone, which reduces the lag during switching between applications.

Reasons Why You Should Play Sudoku More

Sudoku is among the most popular brain number games. The game requires players to fill blank boxes in the puzzle using specific rules, thus pushing the brain extensively to solve. It is a good game that challenges and exercises the brain, bringing in lots of benefits too. Whereas it seems like a very difficult game that only adults can handle, there is easy Sudoku that suits children as well or beginners for that matter. If you like solving puzzles or playing other mind challenging games, then you should also consider playing Sudoku. Here are some of the benefits that come with the game making it worth trying out.

It increases focus – This game requires focusing complete attention to solving the numbers and in the end it helps improve mind wondering tendencies. By focusing clearly on the task, performance is greatly boosted and you will find that you are more alert. It is one of the reasons that the game is great even for kids.

It keeps the mind stimulated – This is because the number game keeps practicing the process of logical thinking. You also will greatly manage to improve number skills using this game.

It helps improve memory – The truth is that logic and memory do work hand in hand especially when playing this game. You will need to memorize the number and use logic to figure what the missing numbers are in the game.

It improves mental maths – This is an advantage that will work very well especially with kids. Sudoku has a way of polishing cognitive skills in children because it familiarizes them with numbers. It becomes very easy for them to work out sums without the need to write everything down and work them out.

It boosts happiness – By managing to accomplish the puzzles, you will have a happy sense of accomplishment and this keeps you happy. This is especially the case when you finally nail a difficult puzzle that gave you lots of challenges to solve.

It reduces risks of Alzheimer’s – It does this by keeping the brain active, hence lowering the risks of the condition. It is indeed very good for the brain.

It helps divert energy in a positive way – There are so things that can be done with extra time but not all of them are beneficial. In fact, most are time wasters and bring nothing positive, especially where children are concerned. This puzzle makes a very beneficial filler into that extra time and in the end it also teaches children how to be patient and never to give up.

The fact that Sudoku can be enjoyed in different levels makes it great for both children and adults. Even as a beginner, you can find puzzles that challenge you but are not necessarily difficult, so you can move up the levels according to how comfortable you are and how far you are willing to challenge your mind. The many benefits definitely make the brain game worth playing.

The Importance of Games in Our Daily Lives

Talking about games, who does not wish to play? They are an integral part of our lives and whether kids or adults, none can refrain from it. They are both a part of recreation and a great form of being physically fit and even getting rewarded. Games also teach us about many ethics and values which even help us later in life. Many a times the importance and benefits of playing games gets unnoticed and it is thus significant that one keeps in mind the following points. Let us take a look here…

Points to ponder while playing games

• The main constituents of any game is to reach a target, follow the set rules, face trials and tests and have proper interface.
• Games also help to stimulate the decision making skills and allow to take challenges.
• There are varieties of games, such as games that require devices, bound by a few rules to be followed, need special skill sets. There are indoor and outdoor games, online games, video console gaming, some teach us about coordination and attention to detail, some require role play, a few that teach us about playing as a team, etc.
• A few games are also a part of sports and playing sports makes a person physically active and fit as it is a form of physical exercise and stimulates the whole body movement.

Benefits of playing games

• By playing games one can enhance the retention power and even stimulate the competitive spirit.
• Teaches about coordination and even brings out creativity.
• Playing games is a great source of learning and one can learn from it regularly.
• It helps in reducing the stress levels which are generally higher in the present scenario.
• Playing games in groups also help us to increase our socializing skills and keeps us in sync with others.
• With the intention of reaching a goal, we make conscious and deliberate effort to be more focussed, which helps us in improving our attention power.
• Games are a good way to teach one to accept defeat in life and even face hardships.

Good health is the key to a happy and successful life and games in the form of sports or in other forms teaches one, skills which are required later to face a tougher life. Thus games make you a lot stronger, independent and helps in facing the world with full rigour. They even make you accustomed to the bitter taste of defeat and also builds the morale and prepares you to be even more determined and taste victory. So, it is truly said “All work and no play, makes Jack a dull boy”!

Repercussions of Gambling

Ever played poker? Roulette perhaps? Have you ever wagered money when playing? Then, in fact, you have gambled. Gambling is when you wage money for something even when you do not know what the outcome will be. However, gambling seems to be a part of quite a number of people’s lives. It has become a habit, worse, even a psychological problem.

For someone who gambles for the first time, it may not be hard to get out of it. Once you win something by doing it, you may want to try it the second time. When you get the hang of gambling, you will probably want to do it again. The next thing you know, you become unconsciously addicted to it. Even when you wish to stop, there is nothing you can do.

Ludomania is known as the impulse or itch to gamble even when you know its’ corresponding implications. This however is just a minor difficulty. Severe cases actually nod into the direction of a mental disorder. It is called pathological gambling. One is considered to be a pathological gambler if one is preoccupied with gambling all the time and that is mainly all he thinks about. He tends to imagine when he will be playing again in the future or thinks about the game he played yesterday.

When someone tries to recover from gambling problems and still resorts to gambling, then it is also considered pathological gambling. It is also when someone considers gambling as an escape from reality – a sort of a makeshift world when he can be himself at least for that moment to break away from his realities.

One of the most common symptoms is the need to gamble more. When you lose a game, thus losing money, you have the urge to get it back and start gambling again. It is a never ending difficulty to those who are hooked on gambling.

Consequently, one now has a hard time controlling his gambling habit. This loss of control will eventually lead to deceit to his family and friends.

When gambling becomes so much of a habit, one may consider doing illegal acts. The need to gamble more when you lose money could lead to stealing money to recover your losses. Sometimes, one would resort to fraud. Forgery is also common when someone uses someone else’s signature especially in writing checks for him to continue gambling.

Risking his relationship just for gambling is also a symptom. When he continues to gamble even when it compromises his time away from his wife or kids is a serious problem. This could lead to divorce. This also could involve missing work as a result of being in a game instead of at work.

Another symptom is when he relies so much on his family or friends for money. When he is losing money because of gambling, he could resort to borrowing money from his family, friends, even a financial institution that could result in bankruptcy.

Gambling will become serious if not given proper attention. When this becomes a habit, it becomes a hindrance to your relationships with others, especially with your family. When this becomes severe, you should go to counseling to counteract your gambling problems. Have someone to talk to. Your family can be of help because they are your first line of defense against gambling. But most importantly, discipline should begin with you. There is nobody who can help but you alone. Remember that too much gambling can make your life miserable, so avoid excess gambling.

Nostalgia in Games

Nostalgia. The word brings to mind a joyous familiarity felt when engaging in something in the present that we really enjoyed doing in the past. Gaming is no different. Everyone has games that bring back memories from, what we think of now as, better times. Hindsight is a like the snob that points out what you could have done, hindsight tells us our childhood may not have been as bad as we thought. As adults we know how the world works. When we were growing up, we never really had a grip on the world. Hindsight tells us that those times were better, safer, less complicated. Games that bring on nostalgia puts us in the mindset of a kid again. It makes us feel safe, secure, and protected. Humans have a natural tendency to want safety and protection. Especially the adults, because as adults we know just how quickly the world can go from OK one day, to horrible the next. As gamers we seek safety and security in games.

I started gaming when I was very young as most gamers my age did. I grew up playing Super Nintendo and Nintendo 64 with my mom and sister. Super Mario, Kirby, and Mario Cart were a few of the titles that we played. Zelda was perhaps the biggest game we played. My mom has problems with fast-moving games like Call of Duty and other highly graphic games. So we played Super Nintendo and what a time it was! Zelda on the Super Nintendo we beat many times. I say “we” but it was my mom playing not me or my sister. Even thinking about it while writing this I’m getting nostalgia. We kept getting close to the end and then the game wiping our save out so we started over like three times. It was good times. That was when I was around six or seven or eight. Long time ago. Nostalgia gives us hope for the future. It tells us that if good times happened in the past then more good times will happen in the future.

Later I started gaming on my own. It is hard to think about what game came next in chronological order but they all had a theme: single-player strategy. A broad gaming description that can fit a lot of games in it. Games like Pharaoh and Cleopatra, Age of Empires II, and of course Sid Meier’s Civilization III. I was not allowed to play shooters as they had bad language in them and so was restricted to single player games. My parents were very protective and games were not as prevalent twenty years ago as they are now. Pharaoh is a city builder placing you in ancient Egypt. The goal of the game was the build great cities using the resources at your disposal and it was quite a challenge for an eleven year old. Age of Empires II is a real-time strategy game that is completely different from pharaoh. You have to balance resource collection and troop production to take down either AI or other players. Civ III was probably my favorite game growing up. To this day, I still play pharaoh and age of empires II.

Think about what nostalgia is again for just a second. It is a feeling coming from a memory. A memory of “better times” that may or may not be accurate. Games we played a long time ago, that brings back those memories, might not continue to be fun. Civ III I played for hundreds of hours when I was younger is not as fun now that I am older so I do not play it as much now. Sometimes nostalgia lies.

In conclusion, nostalgia in games is a good thing. It allows us to relive parts of our childhood that we otherwise would not have a reason to bring back up from the depths of our minds. Many people say that video games lead to anti-social behavior, violence, and a drop in school grades. Video games teach us how the world is. When you are playing multiplayer of any game you will usually find people who are just toxic. It prepares for dealing with the worst society has to throw at us. Human beings are prone to violence. The first murder happened when Cain killed Abel back in Genesis. I am pretty sure at they did not have video games back then. So this point is always going to be moot. The only point that actually makes sense is the drop in school grades. It takes a great deal of discipline to do school work over video games. It builds character this discipline. So next time you feel nostalgia coming on, take some time to stop and smell the memories. Bask in the thoughts of better times and the hope that good times are still ahead, no matter what the world tells you in the present. This is what video game nostalgia teaches us.

When The Fun In Gambling Is No Longer Fun

Gambling is all fun and games until you hit the point where you cease seeing the fun in it, or you become irredeemably addicted.

Admittedly, most people do not see it coming. They start gambling for very noble reasons including,

1. The need to take time away from work and family pressures
2. Escape route from depressing thoughts on other issues.
3. Hopes of winning a fortune and living lavishly ever after
4. To bring a tinge of excitement into their otherwise dull lives
5. A chance to go out there, socialize and make new friends.

As you can see from the above points, no one anticipates that gambling will grow into the Frankenstein that now threatens to push them off the sanity cliff. A lot of people are able to keep their gambling under rein. They do it for fun, to pass some time and to socialize. Others lose it completely. They become slaves to online and offline gambling. It throws their lives off-balance. They start putting more time and money into gambling, and they gradually neglect other aspects of their lives.

At this point, problem gamblers look back at their lives and get surprised at how and when it happened. For a lot of people, the problem starts with a shift in mentality. A big loss or a big win, and you are hooked. You start gambling more money than you had planned to spend on gambling, you invest a lot of time in the casinos and before you know it, you are a slave to gambling. You can’t eat, sleep nor breathe without thinking gambling.

To help you understand how gambling addiction works, I have analyzed some of the most common factors that pull people deeper and deeper into addiction.

1. Illusion that You Can be in command of Chance
No one can control chance. It doesn’t favor anyone, smart or otherwise. Unfortunately many problem gamblers think that they can manage to overturn their luck on the tables through sheer power of the mind. They have this skewed illusion that they can win if only they can learn the tricks of the game. They spent hours on end in the casinos trying to perfect their game. They fail to acknowledge the fact that gambling is 100% chance and not something to be learned. There are no tricks and knowledge that will all of a suddenly overturn the tables to your favor.

2. The Lure of the Jackpot
Winning a few hands on the tables can make you feel unconquerable. Everyone loves winning, and science has proved that people remember their victories more than they remember their losses. Fortunately, or probably unfortunately in this case, new gamblers have what is commonly referred as ‘beginner’s luck’. They begin their gambling hobbies on the right foot. They become obsessed with the idea of winning the jackpot.

3. Faith of Changing Luck
In life, we are encouraged to get up after every fall. We will make it in the end. We will accomplish our goals if we do not quit. After all, who wants to quit while the gold vein could be just a few inches away. There is only one place where this advice does not apply. If your quests are governed by pure luck, there is very little chance that you will ever make it. The statistics are open for anyone who wants to take a look. Gambling only ends up in massive losses, debts and frayed social relationships. There is no better time to quit than now. Lady Luck will not smile at you anytime soon.

How To Know If You Are Addicted To Gambling
Although there are clear pointers that indicate you are going down the addiction lane, it can be extremely difficult to identify them if you do not know what they are. This is probably the saddest thing about addiction. We never know we are addicted until we take a step back and look at ourselves in hindsight, at which time the damage has already been done.

In this section, we will discuss the 5 major red flags to watch out for.

1. You Just Can’t Stop
Remember the wise Gambler who Kenny Rogers sings about? Every wise gambler knows when to hold and when to fold. Compulsive gamblers on the other hand do not have limits. They will gamble everything they have thinking that they are having bouts of fun, when in actuality they are driven by compulsions beyond their control.

2. Gambling with Money Not Meant for Fun
Problem gamblers will gamble with money that they can’t stand to lose. They do not have a set gambling budget and will often risk money meant for important things such medical bills and other utility bills.

3. Gambling to Win or to Recover Losses
If you find yourself gambling more for the sole purpose of hitting the jackpot than for fun, you need to reevaluate yourself. Same case applies if the main driving force behind gambling is to recover losses that you had suffered earlier.

4. Obsessively Thinking about Gambling
If you eat, drink and sleep thinking about gambling, you might already be too deep in the trench.

5. Borrowing to Finance Gambling
Have you ever borrowed money to finance gambling? Chances are if you have, things are not looking so good.

What other key pointers do you think indicate a problem with gambling? I believe that you know them better. You know what triggers that red flag and siren at the back of your mind. A lot of gamblers realize the symptoms that point to problematic gambling in their lives, yet stopping becomes a quagmire.

Online Games: A Bittersweet Treat

They say the human body can go without food for 3 weeks, 3 days without water, typically 7-8 minutes without air. Did you notice I just listed the 3 essentials primarily needed to sustain human beings or life for that matter? The question is why all of a sudden I decided to go all science or encyclopedia on you.

What if I was to tell you while conveniently ignoring our evolution from monkeys, we have evolved to a level where these three things are no longer the only things that we need to sustain life. Knowingly unknowingly, intentionally or unintentionally, slowly and steadily it has crawled its way as one of the fundamentals for survival. I am of course talking about mobile phones and its minions (tablets, smartwatches and stuff).

If we all be honest with ourselves, I guess 90% people will agree with me when I say that we cannot live without our mobile phones for longer than a minute. Call it a force of habit, being enslaved to them or whatever but that is the sad truth that none of us want to face. With social networking playing a pivotal role in the lives of people of all age groups, people seem as if they are infused with a need to become “cool” and as a result, the need for mobile phones has risen drastically. That vibration and sound of receiving a message have become more imperative than eating, sleeping, and all day-to-day activities.

Phantom notification syndrome (the tendency of someone to believe they got a notification when they have actually not) is not just an observation about the youth but for almost all people with a “smartphone” these days. It is as if we have been programmed to check up on our phone every minute or two for no suggestive reason. And if it is not to check up on our zero messages it is either to take a selfie, or just to console ourselves we are looking fine, or to play games. In a very rare instance, it is a task outside these 3 categories.

And if we examine objectively, after messaging/texting/tweeting/Instagramming, the next favorite thing of people is to tire out their fingers playing games.

After WhatsApp, Facebook, Twitter, Instagram this is the thing in common in all devices. So simple and yet so addictive. The craze for the online game is such that at a point even I started playing it and I don’t remember how my following month passed. I mean there cannot be a single person who does not daily get flooded with games requests daily. It’s hard to put to words as to what makes the mobile game this addictive it’s dope sound effects, its ever-increasing difficulty as you progress, its simple interface, or what, is a mystery yet to be solved. But there is one thing laid down in concrete – it’s definitely going to stay a favorite among people for a long time to come.

Gambling Addiction and Its Behavioral Effects

Gambling addiction is a serious mental health disorder, which can be identified in two ways: a person either a) continuously bet on things using money or objects that hold value even though negative consequences arise as a result, or, b) they cannot stop gambling even if they desired to. People suffering from gambling addiction often display a strong urge to bet on a wide-range of gambling mediums-from sports games to poker, to choosing lottery numbers and throwing dice. And although friends and family members of compulsive gamblers don’t see the symptoms physically, like they often do with alcoholics or drug abusers, the consequences gambling addiction has serious implications on their lives as well as the lives of their friends and families. Not realizing its severity or taking it too lightly can be devastating for the addicted gambler in the long run. Gamblers can reach a point of literally losing everything, from cars, to homes, to businesses, and even respect from those they care about.

It’s well-known that Florida is notorious for providing “the hotspot” for gamblers all over the world, as well as its residents. But how many gamblers actually endure financial problems? A recent survey by the Florida Council on Compulsive Gambling shed light on card playing, reporting that 70% of these people had trouble paying their bills. But here’s the worst part, which is known to be a side-effect of excessive gambling–1 in 3 of these card players admitted to having participated in illicit activities in order to finance their gambling. Playing cards isn’t as harmless as we thought; criminal activity is still a cause for concern.

Gambling addicts are not always obvious about their situation; sometimes they don’t even realize it themselves. They don’t dwell on what has been lost as a result of their destructive activities and behaviors. Instead, compulsive gamblers only focus on the gains, or the supposed investment aspect of the games they play. And unlike drug or alcohol addiction, a person addicted to gambling will not display symptoms such as heavy fatigue, sickness, loss of energy or dizziness; instead, other factors are apparent, such as falling into deep financial trouble, losing quality time with the ones they love, and heightening the chances of entering into drug or alcohol addiction.

It’s difficult to establish who has a gambling problem and who doesn’t. Where is the threshold between social gamblers, and abusive gamblers? Are there any red flags? The answer is yes. Pathological gamblers often display one or more of the following signs: negligent of family get-togethers, acts on criminal behavior in order to acquire more stuff to bet on, would rather gamble then hang out with friends, talk excessively about gambling and winning money, use drugs or alcohol to distract them from wanting to gamble more, become irritated when not gambling, neglect vital responsibilities for gambling time, and lying to family and friends about going out gambling. A combination of these signs should be a red flag when identifying a compulsive gambler. But remember, none of these signs mention the amount of times a person gambles in a period of time. It’s not about “quantity.” A person can gamble every day and it may not affect his life. Also, gambling addiction isn’t OK if you’re wealthy; rich gamblers can still have issues like neglecting their loved ones and other vital responsibilities.

Florida is well-known for its casinos, entertainment arenas and cruise ship gambling. But environmental factors such as these may cause people to be more susceptible to the development of gambling addiction. Gambling addiction isn’t a problem that stands alone-it may lead to criminal behavior, psychological distress and depression, and fuel other more dangerous addictions. As stated earlier, a person may fall into drug or alcohol addiction in order to supplement or replace their gambling behavior. The combination of multiple addictions can be devastating and more difficult to treat; it would be like tangling a web of loose strings and trying to unravel them all at once.

Addiction specialists and counselors use a variety of methods in treating gambling addiction effectively, including: helping the addict understand what drives him or her to gamble, replacing their betting habits with more productive activities, understanding how it affects the people they care about, and finally, strengthening one’s will to live a more productive lifestyle. If you notice warning signs that you or your loved one is suffering from gambling addiction, it is crucial to intervene and find treatment before it is too late. Doctors treat gambling addiction as a serious brain disease, and people suffering from it are also prone to drug addiction. The importance of acquiring immediate treatment can be the difference between losing everything, and saving someone’s life.

Online Gambling Debts – How to Deal With the Causes and Effects of Online Gambling Debts

One thing there is no shortage of on the internet is opportunities to gamble. We are spoilt for choice, whether your fancy is for betting on sports, playing virtual card games or bingo. One of the things that makes internet gambling so potentially dangerous is that it is easily available for 24 hours a day. The real danger comes when you combine this factor with the fact that it is so easy to feel detached from the reality of money spent online. Gradually racking up a debt online does not feel the same as handing over hard earned cash from our wallet, so it is that much easier to lose track of how your online spending is mounting up.

For these reasons, debt problems from internet gambling are on the increase. In this article I hope to clarify some of the legal issues around online gambling, as well as providing some advice on dealing with the underlying problem and the debts that result from it.

Legal Issues Around Gambling Debts

When we talk about debt from online gambling it is important to be clear about the nature of the debt, because who the money is owed to does make a difference. People are often unsure about the legality of debts from online gambling. In the UK you can gamble legally on credit and incur a debt, but this debt is not then enforceable through the law.

However, there is an important point to make here, which is that this only applies when you are using credit extended by the company offering the gambling (casino, bookie, etc). If you use a credit card company to pay for internet gambling, that is a legally enforceable debt the same as it would be in any other circumstance, because you have borrowed money from the credit card company, not the casino. It is now against the law in the US to use a credit card to pay for online gambling.

You will find that many credit cards will regard a payment to an internet gambling website as a cash advance. This is then clearly borrowing money from the card company and the debt you incur can be pursued through legal action. If you do use a credit card to pay for online gambling this way, you should be aware that cash advances on credit cards are almost always charged at a much higher rate of interest than normal credit for purchases.

How To Deal With Debts Caused By Gambling

In dealing with gambling debts, there are two separate issues to tackle. One is the debt itself, and the other is the habit of gambling that led to the debt. Even if the debt is dealt with, it is likely to build up again if the root cause is not tackled too. Let us first consider the problem of paying off the debt.

The principles for tackling debt are nearly always the same, irrespective of the causes of the debt. To permanently deal with debt you should not be considering borrowing more money or paying anyone to deal with your debt for you. These courses of action are likely to deepen your debt in the long run.

With a little advice, you can deal with your debts yourself, by contacting your creditors and agreeing terms for repayment that you can afford. There is clearly more to it than that, but it is beyond the scope of this particular article. The process is straightforward and allows you to take back control of your finances.

Factors Leading To Internet Gambling Debts

It may help to have an understanding of why some people can become addicted to online gambling. The following are often contributory factors:

Gambling can be thrilling, leading to an adrenalin rush and feelings that we want to recreate time and again.

Many addictive gamblers think that they can win money and that this will solve all their other problems. It actually just leads to more problems by creating debt, which can then make it seem even more important to win the money, creating a vicious circle.

Addiction to gambling can actually be a mental disorder, which can lead to a compulsive need to gamble.

Being addicted to online gambling is often associated with other personal difficulties, including depression and stress.

Online Gambling Debts – The Warning Signs You may have a problem if you can answer yes to any of the following questions:

When you are not gambling, do you think about gambling and how you are going to get back to it?

Have you ever missed work because of online gambling?

Do you feel the need to gamble again after winning or losing?

Is the length of time you spend on gambling getting longer and have you ever spent longer online than you thought you had?

Are you secretive about your gambling with family or friends and do you dislike other people bringing it up?

Practical Steps To Tackle Online Gambling Addiction If you think you may have a problem with online gambling, here are a few simple steps you can take to begin to reduce or stop the habit:

Be open with friends and family and seek help with the problem.

Cancel any accounts you have with websites for online gambling.

Consider using software that blocks your access to online gambling websites.

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